Deposit Account

{
  "id": "987654321",
  "name": "John Doe Checking Account",
  "relationships": [
    {
      "id": "REL123",
      "name": "Jane Doe",
      "type": "CO-SIGNER"
    },
    {
      "id": "REL124",
      "name": "Acme Corporation",
      "type": "AUTHORIZED USER"
    }
  ],
  "type": "CONSUMER",
  "productCategory": "CHECKING",
  "productSubCategory": "Standard Checking",
  "currentBalance": 1250.75,
  "availableBalance": 1200.50,
  "interestRate": 0.25,
  "interestMethod": "FIXED",
  "secured": false,
  "maturityDate": null,
  "term": null,
  "notes": "Account opened with a promotional offer. No overdraft protection.",
  "openDate": "2022-03-15",
  "originatingBranch": "B002",
  "originatingCostCenter": "CC00123"
}

Some fields have specific requirements, which are detailed below.

Field	Type	Requirements	Description
`id`	String
`openDate`	String	ISO 8601 as YYYY-MM-DD
`name`	String		Display name of the account
`relationships`	List of Relationship Object(s)		See the Relationship object
`type`	Enum	CONSUMER, COMMERCIAL
`productCategory`	Enum	CHECKING, SAVINGS, TIMEDEPOSIT
`productSubCategory`	String		Defined by the bank, usually a customer facing name for a product, e.g. "Gold Checking Account"
`currentBalance`	Double	This value is always in USD
`availableBalance`	Double	This value is always in USD
`interestRate`	Double	Expressed as a percentage. E.g. 8.75 represents "8.75%"	Applicable for TIMEDEPOSIT accounts. Other accounts will be `0`.
`interestMethod`	Enum	VARIABLE, FIXED, ADJUSTABLE, FLOATING
`secured`	Nullable Boolean		Applicable for TIMEDEPOSIT accounts, otherwise `null`.
`maturityDate`	Nullable String	ISO 8601 as YYYY-MM-DD	Applicable for TIMEDEPOSIT accounts, otherwise `null`.
`term`	Nullable Integer		Term length, in months. Applicable for TIMEDEPOSIT accounts, otherwise `null`.
`notes`	String
`originatingBranch`	String		Internal identifier, specific to core/bank
`originatingCostCenter`	String		Internal identifier, specific to core/bank