Loan Account

The Loan Account Object

{
    "name": "New Auto Loan",
    "branch": "272",
    "primaryOfficerNumber": "008",
    "type": "consumer",
    "productCategory": "auto_loan",
    "productSubCategory": "new_auto",
    "currentBalance": 38000,
    "originalLoanAmount": 38000,
    "term": 72,
    "notes": "Secured auto loan account",
    "issueDate": "2022-03-04",
    "maturityDate": "2028-03-04",
    "collateral": [
        {
            "id": "44da610d-1a20-4907-98ad-ee6a12a62ddd",
            "name": "Mercedes-Benz Accord",
            "type": "vehicle",
            "category": "truck",
            "value": 54283.85,
            "description": "2017 Mercedes-Benz Accord, Silver, VIN: YWR4B8N95RP8JDP4J",
            "notes": "Appraised by certified appraiser",
            "VIN": "YWR4B8N95RP8JDP4J",
            "year": 2017,
            "make": "Mercedes-Benz",
            "model": "Accord",
            "color": "Silver",
            "appraisedValue": 54283.85,
            "appraisedDate": "2025-07-04",
            "appraisedBy": "Diaz-Roberts"
        }
    ],
    "rates": [
        {
            "method": "fixed",
            "rate": 5.9,
            "effectiveDate": "2022-03-04",
            "endDate": "2028-03-04",
            "termUnit": "months",
            "term": 72,
            "sequence": 1
        }
    ],
    "payments": [
        {
            "type": "p&i",
            "amount": 627.98,
            "effectiveDate": "2022-03-04",
            "paymentDueDate": "2025-10-27",
            "endDate": "2023-03-04",
            "term": 72,
            "termUnit": "months",
            "sequence": 1
        }
    ],
    "relationships": [
        {
            "firstName": "Diane",
            "lastName": "Burton",
            "fullName": "Diane Burton",
            "branch": "272",
            "gender": "F",
            "birthDate": "1980-01-08",
            "street": "947 Marvin Throughway Suite 002",
            "city": "West Crystal",
            "state": "SD",
            "zipCode": "57501",
            "taxIdNumber": "727299439",
            "primaryPhoneNumber": "9982931929",
            "secondaryPhoneNumber": "5077423415",
            "primaryEmailAddress": "[email protected]",
            "employer": "Montoya, Pierce and Madden",
            "occupation": "Designer, television/film set",
            "relationship": "borrower"
        }
    ]
}