post https://glyuedev.mockbank.sandboxbanking.com/api/v1/los/create_personal_loan_application
Sends personal loan application data to Glyue to create the application object on the Loan Origination System. Depending on the target Loan Origination System, there may be additional required fields or changes to the payload structures, based on the requirements of the underlying system.
{
"applicant": {
"borrower_id": "123456789",
"first_name": "John",
"last_name": "Kroft",
"middle_name": "Armistead",
"suffix": "Jr",
"ssn": "333331000",
"dob": "1980-01-01",
"citizenship": "USA",
"applicant_type": "Individual",
"id_card":{
"card_number": "11122333",
"card_type": "DL",
"country": "USA",
"date_issued": "2015-01-01",
"exp_date": "2025-01-01",
"state": "MA"
},
"current_address":{
"occupancy_duration": "10",
"occupancy_status": "string",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"previous_address":{
"street_address_1": "595 East 2nd St",
"city": "Boston",
"state": "MA",
"zip": "02111"
},
"mailing_address":{
"is_current": "true",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"financial_data":{
"current_employment":{
"employment_start_date": "2015-01-01",
"employed_months": "112",
"occupation": "Software Engineer",
"employer": "Sandbox Banking",
"employment_phone": "1230001234",
"employment_status": "string",
"pay_grade": "string"
},
"previous_employment":{
"employed_months": "200",
"occupation": "Camera Operator",
"employer": "ABC Corporation",
"employment_status": "string"
},
"income":{
"base_salary": "100000",
"monthly_income": "8333",
"monthly_income_description": "Payroll"
},
"debt":{
"monthly_rent": "0",
"monthly_mortgage_payment": "2000"
}
},
"contact_data": {
"preferred_contact_method": "Phone",
"cell_phone": "1445554444",
"email": "[email protected]",
"home_phone": "1445554444",
"work_phone": "2335559292"
},
"spouse_data":{
"borrower_id": "234567890",
"first_name": "Mary",
"last_name": "Kroft",
"middle_name": "",
"suffix": "",
"ssn": "444559999",
"dob": "1980-05-01",
"citizenship": "USA",
"applicant_type": "Individual",
"spouse_id_card":{
"card_number": "11122444",
"card_type": "DL",
"country": "USA",
"date_issued": "2015-01-01",
"exp_date": "2025-01-01",
"state": "MA"
},
"spouse_current_address":{
"occupancy_duration": "10",
"occupancy_status": "string",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"spouse_previous_address":{
"street_address_1": "595 East 2nd St",
"city": "Boston",
"state": "MA",
"zip": "02111"
},
"spouse_mailing_address":{
"is_current": "true",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"spouse_financial_data":{
"spouse_current_employment":{
"employment_start_date": "2013-01-05",
"employed_months": "135",
"occupation": "Account Manager",
"employer": "Sandbox Banking",
"employment_phone": "3334445555",
"employment_status": "string",
"pay_grade": "string"
},
"spouse_previous_employment":{
"employed_months": "60",
"occupation": "Sales Representative",
"employer": "ABC Corporation",
"employment_status": "string"
},
"spouse_income":{
"base_salary": "100000",
"monthly_income": "8333",
"monthly_income_description": "Payroll and Commission"
},
"spouse_debt":{
"monthly_rent": "0",
"monthly_mortgage_payment": "2000"
}
},
"spouse_contact_data":{
"preferred_contact_method": "Email",
"cell_phone": "5690948829",
"email": "[email protected]",
"home_phone": "5690948829",
"work_phone": "6679928839"
}
}
},
"loan_data": {
"record_id": "123456",
"personal_loan_type": "Personal",
"purpose_type": "Home Improvement",
"amount_requested": "25000",
"loan_term_requested": "5",
"loan_term": "60",
"purpose_description": "Personal Loan to fund home improvement project",
"extra_collateral_owner_1": "Mary Kroft",
"extra_collateral_owner_2": "",
"is_LOC": "true",
"is_overdraft": "false",
"is_addon": "false",
"loan_status": "submission",
"is_locked": "false",
"insurance_options": "",
"comments": "Fund for home improvement project",
"external_comments": "",
"source": "Online Banking",
"external_source": "Online Banking",
"branch_reference_id": "1234",
"lender_code": "C45",
"organization_code": "SNDBX123",
"loan_number": "999888777777"
}
}
{
"success": true,
"payload": {
"RESPONSE": {
"DECISION": {
"_attr": {
"status": "string"
}
},
"_attr": {
"loan_id": "string",
"loan_number": "string"
}
}
},
"messages": []
}