get https://glyuedev.mockbank.sandboxbanking.com/api/v1/los/retrieve_personal_loan_application
Retrieves Personal Loan Application details from the Loan Origination System. This data includes details regarding the specific consumer loan application and may vary depending on the target Loan Origination System.
{
"success": true,
"payload":{
"applicant": {
"borrower_id": "123456789",
"first_name": "John",
"last_name": "Kroft",
"middle_name": "Armistead",
"suffix": "Jr",
"ssn": "333331000",
"dob": "1980-01-01",
"citizenship": "USA",
"applicant_type": "Individual",
"id_card":{
"card_number": "11122333",
"card_type": "DL",
"country": "USA",
"date_issued": "2015-01-01",
"exp_date": "2025-01-01",
"state": "MA"
},
"current_address":{
"occupancy_duration": "10",
"occupancy_status": "string",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"previous_address":{
"street_address_1": "595 East 2nd St",
"city": "Boston",
"state": "MA",
"zip": "02111"
},
"mailing_address":{
"is_current": "true",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"financial_data":{
"current_employment":{
"employment_start_date": "2015-01-01",
"employed_months": "112",
"occupation": "Software Engineer",
"employer": "Sandbox Banking",
"employment_phone": "1230001234",
"employment_status": "string",
"pay_grade": "string"
},
"previous_employment":{
"employed_months": "200",
"occupation": "Camera Operator",
"employer": "ABC Corporation",
"employment_status": "string"
},
"income":{
"base_salary": "100000",
"monthly_income": "8333",
"monthly_income_description": "Payroll"
},
"debt":{
"monthly_rent": "0",
"monthly_mortgage_payment": "2000"
}
},
"contact_data": {
"preferred_contact_method": "Phone",
"cell_phone": "1445554444",
"email": "[email protected]",
"home_phone": "1445554444",
"work_phone": "2335559292"
},
"spouse_data":{
"borrower_id": "234567890",
"first_name": "Mary",
"last_name": "Kroft",
"middle_name": "",
"suffix": "",
"ssn": "444559999",
"dob": "1980-05-01",
"citizenship": "USA",
"applicant_type": "Individual",
"spouse_id_card":{
"card_number": "11122444",
"card_type": "DL",
"country": "USA",
"date_issued": "2015-01-01",
"exp_date": "2025-01-01",
"state": "MA"
},
"spouse_current_address":{
"occupancy_duration": "10",
"occupancy_status": "string",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"spouse_previous_address":{
"street_address_1": "595 East 2nd St",
"city": "Boston",
"state": "MA",
"zip": "02111"
},
"spouse_mailing_address":{
"is_current": "true",
"street_address_1": "18 Roberts Rd",
"city": "Medford",
"state": "MA",
"zip": "02155",
"county": "Medford"
},
"spouse_financial_data":{
"spouse_current_employment":{
"employment_start_date": "2013-01-05",
"employed_months": "135",
"occupation": "Account Manager",
"employer": "Sandbox Banking",
"employment_phone": "3334445555",
"employment_status": "string",
"pay_grade": "string"
},
"spouse_previous_employment":{
"employed_months": "60",
"occupation": "Sales Representative",
"employer": "ABC Corporation",
"employment_status": "string"
},
"spouse_income":{
"base_salary": "100000",
"monthly_income": "8333",
"monthly_income_description": "Payroll and Commission"
},
"spouse_debt":{
"monthly_rent": "0",
"monthly_mortgage_payment": "2000"
}
},
"spouse_contact_data":{
"preferred_contact_method": "Email",
"cell_phone": "5690948829",
"email": "[email protected]",
"home_phone": "5690948829",
"work_phone": "6679928839"
}
}
},
"loan_data": {
"record_id": "123456",
"personal_loan_type": "Personal",
"purpose_type": "Home Improvement",
"amount_requested": "25000",
"loan_term_requested": "5",
"loan_term": "60",
"purpose_description": "Personal Loan to fund home improvement project",
"extra_collateral_owner_1": "Mary Kroft",
"extra_collateral_owner_2": "",
"is_LOC": "true",
"is_overdraft": "false",
"is_addon": "false",
"loan_status": "submission",
"is_locked": "false",
"insurance_options": "",
"comments": "Fund for home improvement project",
"external_comments": "",
"source": "Online Banking",
"external_source": "Online Banking",
"branch_reference_id": "1234",
"lender_code": "C45",
"organization_code": "SNDBX123",
"loan_number": "999888777777"
}
}
}